Meet Rudy
Retirement Mortgage Specialist - NMLS ID# 1626680 for Mutual of Omaha Reverse Mortgage
Member of Concord
2024 marked the beginning of a multi-year period with more US citizens turning age 65 - considered retirement age - than ever in our history. All of them will have (3) common needs during their lifetime: 1) CASH - for living; 2) CARE - for aging; and 3) HOUSING - forever. Surveys of these "Baby Boomers" reveal that their #1 concern is the fear of running out of money.
Strategic retirement income planning frequently overlooks what is often a "boomer's" largest asset - HOMEQUITY. Today's boomer generation is sitting on over $13 TRILLION in homequity! What if there was a safe and flexible way to leverage a portion of that equity to increase cash flow, improve liquidity, protect against market risks and secure a proper home to age in place? For many, there is - and that's where I can help.
I have been a Retirement Mortgage Specialist for over 7 years, helping eligible homeowners age 62+ achieve a better retirement utilizing the Homequity Conversion Mortgage (HECM) - the only FHA-insured reverse mortgage with no mandatory monthly mortgage payments (borrowers retain title and must occupy and maintain the home as their primary residence and pay the property charges).
My referral partners are primarily financial advisors, estate planning and elder law attorneys, banks, credit unions, other financial services professionals, realtors, builders and senior services providers.